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Service Model for Investment Advisory Services

At Norton Financial we provide a systematic and comprehensive process for managing your financial life and creating a long-term plan that is customized to your personal values and financial goals.

An overview of our six-step process is outlined below:

  1. Establish Client and Financial Consultant Relationships
    The goal here is to get to know you. We will ask you for relevant financial data, assess your risk tolerance, and determine your financial goals and needs. All future decisions in the Wealth Management process will stem from this information.
  2. Gather Data
    We will identify your principal needs and work with you to prioritize both short- and long-term goals.
  3. Analyze Current Positions
    In an “observations meeting,” we will assess your current accounts and policies, looking closely for gaps or inconsistencies.
  4. Present an Action Plan
    Depending on your situation, we will draft a financial plan that may include an Investment Policy Statement, a thorough retirement income plan, or a detailed action plan.
  5. Implement Plan
    At this stage, we will make the investment recommendations on a product level. Which securities or mutual funds should you buy? Which insurance policy is best for you? Is an annuity appropriate for your circumstances?
  6. Ongoing Review and Reporting
    The final step in the Wealth Management process involves the ongoing monitoring of your portfolio. As time goes on, we will ensure that your assets remain diversified and that your objectives stay on track. Diversification does not assure a profit or protect against a loss in declining markets.